Member Login:

User Name:
Password:



Forgot Password?

Welcome to HR & Benefits Essentials

Information Every Business Needs to Know

HR & Benefits Essentials (previously Benefits Essentials), our award-winning Human Resource and Benefits library, features easy-to-understand and navigate HR and Employee Benefits content, a targeted search engine, one-on-one responsiveness through ‘Ask the Experts’ and hundreds of downloadable forms. Our comprehensive library fulfills the HR and Benefits information needs of insurance brokers, human resource professionals and employers nationwide by delivering fast, accurate information when and where they need it.

As a subscriber, you will benefit from our comprehensive coverage of State and Federal HR and Benefits laws and regulations -- all inclusive, for one price! Our complete and through coverage is sure to make your Human Resources and employee administrative work fast, efficient and, most importantly, accurate.

The Minimum Wage is going to increase in July... download (below) our 25-page

Special Minimum Wage Report

Covering State and Federal Minimum Wage Rates (PDF format, file size 1.4 MB)


HR & Benefits Essentials gives you easy-to-understand explanations and analysis of complicated laws and confusing acronyms, such as COBRA, ERISA, HSA, FLSA, FMLA, HIPAA, USERRA, and much more. Our in-depth coverage of human resources and benefits laws includes:

  • Employee Benefits -- mandated and voluntary benefits, COBRA, HIPAA, FMLA, HSAs and more
  • Human Resources -- recruitment, termination, labor laws and compliance
  • Tax and Financial Planning -- retirement plans, including 401(k) plans, tax laws and forms and more
  • Employee Safety (OSHA) -- Federal and state OSHA laws and regulations, compliance tools and more

HR & Benefits Essentials includes hundreds of downloadable forms in a ready-to-use format. Our comprehensive collection of proprietary forms includes human resources forms, sample policies, checklists and model documents for use by both employees and employers.

  • Customizable Employee Handbook
  • New Hire Forms Toolkit includes: Employment Application, W-4 and I-9 Forms and New Employee Orientation Checklist
  • Termination Forms and Checklists
  • Sample Human Resource (HR) Policies
  • Vacation & Time Off Forms
  • Expense Reports and Reimbursement Forms
  • Government Forms

Our panel of expert authors and advisors have years of experience advising clients, educating students and peers, and writing about HR, benefits, and related areas.

  • Ask the Experts -- As a subscriber you can email our expert staff a HR or Benefits question and receive a personalized answer.
  • Customized search engine that delivers comprehensive results in seconds.
  • Frequently Asked Questions (FAQs), so you get the answers you need fast!

In addition to the thousands of pages of our own proprietary content, information, dictionaries, glossaries and forms, we provide links and information for additional reference and research.

  • News and Analysis
  • HR and Benefits Newsletters and Blogs
  • HR and Benefits Glossaries
  • Federal and State Laws and Regulations coverage
  • DOL Compliance Assistance tools

Be sure to visit our 'Blog' for free up-to-date Tax, Benefits, HR and employment news and information


HR & Benefits Essentials, an Award Winning Site

HR & Benefits Essentials (previously Benefits Essentials) has been awarded the 2007 APEX Award for Publication Excellence. In the nineteenth annual APEX competition, our editorial team was honored under the category of ‘Web and Intranet Site Content and Writing.’ The entries were judged on “excellence in graphic design, editorial content and the success of the entry in achieving overall communications effectiveness and excellence.”

"HR & Benefits Essentials is honored to be recognized in the 2007 APEX Awards," said Managing Editor Martin A. Censor, Esq. "Although not our first award, this is the first time we have won the APEX Award for Publication Excellence, a tribute to our contributing authors and editors, and our content management and design team."


To Subscribe to HR & Benefits Essentials

Employers - A great tool for small and large companies

Learn how your business can access the complete HR & Benefits Essentials library. Employers click here to find out more.

Agents & Brokers - Get 'Unlimited Access' to our site for all clients for one low price

Independent insurance agents and brokers can have unlimited access to HR & Benefits Essentials for clients and prospects for a very economical price per year. Agents & Brokers click here to find out more